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8 million student loan borrowers must do this in 2020

More than 8 million federal student loan borrowers use income-driven repayment plans. These plans can drop payments to $0 based on a borrower's income and family size. And after 20 or 25 years — 10 if you work in public service — any remaining balance is forgiven. But to stay on these plans, you must recertify ...

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