Does an 18-year-old really need a credit card?

For years financial educators have pleaded for some reasonable regulation of credit cards for college students and other young people under 21. The good news is that it has finally happened. One of the provisions of the Credit Card Accountability, Responsibility and Disclosure Act, which will go into effect Feb. 22, is that young people no ...

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Does an 18-year-old really need a credit card?

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