Mortgage-rate reset doesn’t need to be a crisis

This will be a brave new year for U.S. homeowners with adjustable-rate loans. Terms will be tougher for the credit-challenged. Fewer bargain teaser rates will be offered. And for those facing higher resets on adjustable-rate mortgage payments, it’s time to negotiate. If your mortgage is ratcheting up to a monthly payment you can’t afford, you may have ...

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Mortgage-rate reset doesn’t need to be a crisis

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