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Kept out: Loophole in law for the poor spurs gentrification

Jonathan Jacobs had almost no savings, a modest income and a credit report marred by a disputed cellphone bill. But he easily bought a newly renovated row house in Point Breeze, a South Philadelphia neighborhood that's historically African American. "It took about 15 minutes" to fill out the paperwork, the career counselor said. "Now I pay ...

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